The New American Dream
Why I Wrote The New American Dream
Ron Harris on why he wrote The New American Dream: the structure problem behind working-family finances, the 2021 tax-code change that opened a door, and what the book promises.
· 4 min read
New book by Ron Harris · 2026
The American Dream
didn’t die.
The terms changed.
Here are the new ones.
A home you own, income you can’t outlive, and a legacy that outlives you. This is the plan.
Hardcover, paperback, Kindle and audiobook.
As featured at
Life-changing outcomes
One plan, paid for with money already leaving your paycheck.
Own your home
in 5–7 years.On the budget you already have.
Retire
tax-free.Income you can't outlive.
Leave it all to your
kids.No probate, no income tax.
Inside the book
Six steps to wealth.
- 1How banks really make money, on a household balance sheet.
- 2What the 2021 tax-code change did, in plain English.
- 3Clear your mortgage in years, not decades.
- 4Turn interest payments into tax-advantaged wealth.
- 5Draw income you can't outlive.
- 6Pass it on whole.
Get the book
Now on Amazon.
Free chapter
Chapter one, tonight
“The American Financial Paradox,” straight to your inbox.
Available at
“Stop playing the bank’s game on the bank’s field. Build your own balance sheet. Capture your own spread.”
The author
Meet Ron Harris.
Ron Harris started at Union Bank of California and Prudential, selling the standard advice. Then he found what those banks kept for themselves, and spent twenty years teaching working families to do the same. He founded Financial Literacy Group in Los Angeles and has studied the wealth gap in more than forty countries.
- Credentials
- MBA · CFEI · MBE
- Financial Literacy Group
- Founder and CEO
- Helping families combat debt
- 20+ years
Also by Ron Harris
Hybrid Retirement ArbitragePaperback · Amazon
Pros & Cons of Paying Your Mortgage Off EarlyeBook · $9.95- 7 Strategies for Funding Your Child's EducationeBook · $9.95
In the media
Through the Fire · Episode 166
A Smarter Way to Eliminate Debt and Build Wealth
The Measuring Post with Joe Massa · Episode 65
Debt to Wealth with Ron Harris
Brainz Magazine
The Difference Between a Death Benefit Policy and a Cash Accumulation Policy
Column · September 2026Brainz Magazine
What the American Dream Looks Like in 2026
Column · July 2026PRWeb
Ron Harris to speak at the Los Angeles Small Business Conference
Press release · October 2025PRWeb
Ron Harris to speak at Small Business University and Small Business Expo Miami
Press release · February 2025PRWeb
Study compares an IUL with a 401(k) and IRA under the updated Section 7702 rules
Press release · September 2023EIN Presswire
A financial-literacy app that pays off a 30-year mortgage in 5–7 years
Press release · June 2020
The blog
Ron Harris, in writing.
Short reads on the mortgage, the tax code, and the plan in the book.
