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The New American Dream

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The New American Dream by Ron Harris, paperback edition

Chapter one

What the chapter covers.

  1. 1Why two in three working Americans live paycheck to paycheck in the richest country in history.
  2. 2The two Americas: one borrows at retail rates and pays tax three times, the other borrows at institutional rates under the same tax code.
  3. 3Why the largest banks hold tens of billions in life insurance, and the one-sentence plan the rest of the book builds on.

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Hardcover, paperback, Kindle and audiobook. Out October 15, 2026.