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The New American Dream

Podcast · Wisdom to Wealth

The Dangerous Lie of 401(k)s and Why You Need to Become Your Own Bank

Ron Harris joins host Star on Wisdom to Wealth to explain why middle-class families lose the money game, what financial arbitrage is, and how borrowing from your own life insurance policy works.

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On Wisdom to Wealth, host Star talks with Ron Harris about the money habits that keep middle-class earners from building wealth, why some communities keep their money circulating locally and others don't, what financial arbitrage means, and how a family borrows from its own life insurance policy instead of a bank.

Watch the full episode on YouTube.

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Hardcover, paperback, Kindle and audiobook. Out October 15, 2026.